Carizma Motors offers bad credit financing options

Bad Credit Car Buying Options in Lubbock, TX

It is very difficult to live your life without a reliable automobile. Carizma Motors specializes in helping good people in tough financial situations find a vehicle that is safe and affordable. If you are considering bad credit car buying options in Lubbock, TX, Carizma Motors is here to help. We use what is called a ‘buy here, pay here’ financing model. This provides us with more flexibility to help people get the financing they need, even though they may have been denied by another financial institution. Our team wants to walk you through the basics of how the buy here, pay here model works as well as some of the broad vehicle categories you can consider. Let’s take a look at what our team put together.

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How does buy here, pay here financing work?

All new vehicle dealerships and most pre-owned vehicle dealerships don’t handle financing in-house. Customers will need to get approved for a loan through a manufacturer’s financial arm or through a traditional bank. For any of several reasons, these options might not be available to many Carizma Motors customers. Our team believes that our customers are more than just a number on a credit report. However, even though our team may not do a hard credit pull, it is still a good idea to make sure all of your debts are current and any errors on your credit profile are properly addressed. Also, being able to put down a down payment is going to be helpful, regardless of your credit situation.

What kind of vehicles can I buy at Carizma Motors?

To be sure, Carizma Motors has one of the most diverse inventories in the greater Lubbock area. There is almost nothing that can’t be found at our facility. However, if you don’t find what you’re looking for the first time you visit, be sure to check back soon. Here are a couple of popular vehicle categories you might be interested in seeing.

Three-Row Crossover SUVs

You would be hard-pressed to leave the house and not run into a crossover SUV platform on the road. While the term, ‘crossover SUV,’ covers a lot of ground, models with three rows of seats often also have plenty of towing capability.

Midsize Pickup Trucks

Texans are in love with pickup trucks. However, not everyone needs the added weight and power of a full-size model. Modern midsize pickup trucks offer a lot of performance and capability. While it may not be as much as a full-size truck, it is still enough to get things done.

Contact Carizma Motors if you have questions about our inventory or financing process.