Category Archives: Financing

front side view of two hatchbacks

Where Can I Buy a Pre-Owned Hatchback in Texas?  

Used Hatchback in Lubbock, TX  

Looking for a vehicle that blends versatility, efficiency, and style? Your search ends here at Carizma Motors, where we have an impressive selection of used hatchbacks! Hatchbacks are renowned for their adaptability, seamlessly transitioning from city streets to winding roads with ease. Whether you’re navigating urban landscapes or embarking on a weekend adventure, our used hatchbacks provide the versatility you need for every journey.  

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inside view of a car with leather seats

Where Can I Buy a Pre-Owned Vehicle with Leather Seats in Texas?  

Used Cars with Leather Seats in Lubbock, TX  

When it comes to car buying, the choice to indulge in luxury is not limited to brand-new models. For drivers seeking the perfect blend of comfort and sophistication, purchasing a pre-owned vehicle with leather seats is a decision that resonates with both style and practicality.  

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Front view of the 2017 Ford Fiesta parked

Where can I purchase a used Ford Vehicle near Lubbock, TX?

Purchase a Used Ford Vehicle near Lubbock, TX

If you’re on the lookout to purchase a used fuel-efficient compact sedan that’s handy as a daily commuter, consider going for a used Ford vehicle. Ford is a renowned American automaker that delivers vehicles with impressive comfort and powertrain features. Let’s explore the advantages of purchasing a used Ford vehicle at Carizma Motors in Lubbock, TX.

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Salesperson giving car key to the customer

Where Can I Finance a Pre-Owned Car Near Me?

Financing Options for Pre-Owned Vehicles in Lubbock, TX 

Are you looking for financing options for pre-owned vehicles in Lubbock, TX? You may be in luck! At Carizma Motors, you have buying options galore so that you can adorn your driveway with the car you like. The market for used cars is a great place to turn to if you are in the mood to save money while also enjoying the array of features that comes with a vehicle. Plus, the buying process only gets easier if you can get the right kind of auto loan. On that note, here’s all you need to know about our dealership and why it is a great idea to purchase a pre-owned vehicle from here!  

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car loan documents and handing over of the key to the customer by the dealership executive

Mistakes That Should Be Avoided While Taking a Car Loan.

Cars are indeed close to us; we consider them as one in the family. We care and use the cars we buy with so much love and it will be sad to see our favorite machine being taken away from us. This usually happens with unknown hidden charges and other policies that you might not have taken seriously.  Automobile purchase is an exciting experience, but it also necessitates a significant level of work, which involves research to discover the best car within your budget, financing possibilities, and so on. It is always best to be prepared when seeking to buy a car and considering getting a loan. Carizma Motors in Lubbock, TX has got amazing financing options for you!

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A stock photo of people shaking hands after completing a deal.

Car insurance might be required but it doesn’t have to be expensive

How can I make car insurance less expensive? 

When someone is in the often arduous process of buying a vehicle, they must come to terms with their entire financial situation. Certainly, the price of the vehicle is important, but it isn’t the only number to consider. Buyers certainly need to understand annual maintenance costs, monthly fuel costs and, of course, insurance. Maintenance and fuel costs can be controlled a little bit by keeping up with oil changes and driving as efficiently as possible. The cost of insurance can also be mitigated if you know where to start. If you’re wondering, ‘How can I make car insurance less expensive,’ the financial wizards at Carizma Motors are here to help. Before we start, it is important to note: We are not licensed insurance agents. Your situation is unique to you. Consult a licensed agent for more specific information.  Read the rest of this entry >>

A stock photo of some people completing a deal.

A co-signer can be useful, but there are risks to be aware of

What does a co-signer do for a car loan? 

Very few people are going to be able to come up with several thousand dollars to buy a car, truck or SUV. Most Carizma Motors customers are not only coming to our dealership with the goal of buying a new (to them) vehicle but also looking for the most affordable financing options available to them. One of the ways someone with a low credit score can find a loan is to have another person with a higher credit profile act as a co-signer. So, what does a co-signer do for a car loan? A co-signer isn’t a character reference. Someone acting in this role is essentially promising to take over the payments if the primary borrower falls behind on the load. Let’s take a closer look at a few other helpful pieces of information.  Read the rest of this entry >>

A stock photo of cars lined up in a showroom.

Do you have enough saved for a downpayment?

How much should my used car down payment be? 

There are not many people who can walk into a car dealership and buy a vehicle with cash. It simply isn’t a reasonable expectation. However, that means that Carizma Motors customers will need to obtain some kind of help financing their vehicle purchase. If you’re in the market for a pre-owned vehicle, but you might be in a tight financial situation, you might be wondering, ‘How much should my used car down payment be?’ According to the automotive experts at, people looking to financing a used car, truck or SUV should aim to put down at least 10 percent of the purchase price when they’re working on getting a loan. Our product expert team works with people who might be in a less-than-perfect credit situation. Let’s take a look at a few things you might need to know.  Read the rest of this entry >>

Person with money in hand and using a calculator

What are my options if I finance a vehicle?

Can you shop around for car loans?

It is time for a new vehicle. This can be both an exciting as well as an exhausting process. You have to decide on a make and model, new or used, the number of miles and so much more! One other thing that you have to think about is paying for the vehicle outright or financing it. Can you shop around for car loans? Yes! You absolutely can shop around for car loans. Learn more below.

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