Category Archives: Financing

Person using a calculator

Where should I get a loan from for my vehicle?

Is it better to get an auto loan from a bank or dealership?

It is time to purchase a new vehicle which can be both an exciting and stressful time. You are looking at financing your new vehicle, but you are questioning, “is it better to get an auto loan from a bank or dealership?” You have come to the right place. While we will not specifically answer this question for you, we will give you things to think about with both options so that you can make an informed decision.

Read the rest of this entry >>
Couple looking stressed about financial situation

Bad credit or no credit and in need of a new vehicle?

What are the benefits of a buy here pay here dealership?

You are in the market for a used vehicle. However, you have unfortunately had a set of tough circumstances come your way and you have less than perfect credit. You are not able to purchase a used vehicle with the help or a lending institution, so what can you do? Have you considered visiting a buy here pay here dealership? Wondering what are the benefits of a buy here pay here dealership? Keep reading to learn more about working with a buy here pay here dealership such as Carizma Motors! Read the rest of this entry >>

Business man pointing as words loan approved

Learn more about buy here pay here car dealerships

Myths about buy here pay here car dealerships that are not true

You have just located the perfect new-to-you vehicle. It is not too high on miles, it is safe, and it has s great fuel economy. You tell your friends and family about the vehicle, and they get caught up on one detail: it is located on a buy here pay here car dealership’s lot. You do not see it as a big deal, but everyone else begins to tell you about why you should not purchase a vehicle there. Keep reading as we discuss myths about buy here pay here car dealerships that are not true! Read the rest of this entry >>

a man checks his finances on a computer

What steps can you take to get your credit in good standing?

How to raise your credit from bad to good

Life is not always a cakewalk. A lot of things can happen, and oftentimes your path to financial success or stability is not a straight and narrow one, but rather, a path that is filled with twists and turns here and there. Sometimes, for any number of reasons, your credit can take a hit. Maybe you had some unexpected medical expenses that drained your savings account. Maybe a bill fell behind the counter and was missed, causing a late payment. Whatever the case may be, when you have bad credit, that can hinder you from getting approved for loans or getting a low interest rate. You’ll want to do what you can to get your credit score back up, so we put together a few tips for how to raise your credit from bad to good.  Read the rest of this entry >>

Used cars in a line

Variety of used make and model vehicles at Carizma Motors in Lubbock, Texas

Available make and models at Carizma Motors in Lubbock, Texas

Looking to purchase a new used vehicle, but you have your eyes set on a specific make and model? Not having luck finding that specific make and model? Are you wondering what the available make and models at Carizma Motors in Lubbock, Texas are? The short answer is we have many make and model vehicles on our lot, and it is always changing. Keep reading below to learn more! Read the rest of this entry >>

Parking Lot with Various Vehicles

Where to purchase a used vehicle in Lubbock Texas

Is there an advantage of purchasing a used vehicle verses a new vehicle?

Is it time to update your vehicle? Questioning if you should purchase a new or used vehicle? Are you wondering, is there an advantage of purchasing a used vehicle verses a new vehicle? You have come to the right place! Keep reading to learn more about purchasing a used vehicle instead of a new vehicle at Carizma Motors in Lubbock, Texas. Read the rest of this entry >>

man and sales woman shaking hands

Where can I purchase my next used vehicle in Lubbock, TX?

Carizma Motors in Lubbock, TX

Are you looking for the perfect place to purchase a new used vehicle? What are some values that are important to you? Trustworthiness, honesty, and excellence? Those are important to us too. That is why you can trust that when you purchase your next used vehicle at Carizma Motors in Lubbock, TX, you will be purchasing a quality car. Keep reading to learn more about our dealership and what sets us apart from the competition.  Read the rest of this entry >>

Two Lines of New Vehicles with back ends towards each other

Need a new or used vehicle, but your credit is not the best?

What is a Buy Here Pay Here Dealership?

Everyone hits a little rough patch at some point in their lives. Unfortunately, when this happens, credit scores tend to take the hit, and everything else is affected. Have you heard of the term buy here pay here before? What is a buy here pay here dealership? Think of it as a one-stop-shop where a car dealership helps you purchase your next vehicle. Continue reading to learn more! Read the rest of this entry >>