Two Lines of New Vehicles with back ends towards each other

Need a new or used vehicle, but your credit is not the best?

What is a Buy Here Pay Here Dealership?

Everyone hits a little rough patch at some point in their lives. Unfortunately, when this happens, credit scores tend to take the hit, and everything else is affected. Have you heard of the term buy here pay here before? What is a buy here pay here dealership? Think of it as a one-stop-shop where a car dealership helps you purchase your next vehicle. Continue reading to learn more!

Buy here pay here dealership in Lubbock, TX

A buy here pay here dealership is a car dealership that will give you a loan for your vehicle without the bank involved. Typically, when you go to purchase a new or used car, you talk to the bank or a loan agency and they give you a loan for your new vehicle. When you do not have this option available to you, you can go to a buy here pay here car dealership. The dealership will then act as your lender, and you make your monthly payment to the dealership instead of to the third-party.


Are Horsepower and Torque the same thing?


Happy businessman with cars in background

Credit Score Gauge

You mean I can still purchase a car even though my credit is bad?

YES! You sure can still purchase a vehicle even if your credit is bad! The great thing about utilizing the buy here pay here payment option is that if you make your payments on time, this will actually help you improve your credit score. It is a win-win situation. You get to drive away in a new vehicle while working on improving your credit score.


Read More: What to look for when test-driving a vehicle 


How do I get started?

Have you been to the bank and other lending institutions and been turned down? Then it sounds like you would greatly benefit from a buy here pay here dealership. Stop into any of our three Carizma Motors dealership locations today and speak with our team on how we can help you finance your new vehicle. Still a little hesitant and want some more information? Check out our website and get pre-approved financing. This will make it even easier for you when you are ready to look for a new vehicle.


Do you have to have two plates on your vehicle?


husband and wife buying new car and two men shaking hands